US paycheck calculator
Estimate take-home pay before the stub arrives.
Enter hourly or salary gross, pay frequency, filing status, and state. PayNetUS estimates federal withholding, Social Security, Medicare, and a simplified state wage tax — labeled for tax year 2026 or 2025.
Estimate · tax year 2026
Estimated take-home / paycheck
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Enter pay details to see net pay, FICA, federal, and state.
Annual-method estimate. Traditional 401(k) reduces income tax, not FICA. See methodology.
What this paycheck calculator includes
PayNetUS is built for people who want a clear, mobile-first take-home estimate: new hires comparing offers, hourly workers converting a rate into a check, or anyone checking whether a W-4 change is in the right neighborhood.
- Gross from hourly (rate × hours × 52) or salary
- Weekly, biweekly, semimonthly, monthly, quarterly, or annual pay
- Single, married filing jointly, married filing separately, head of household
- Simplified dependents (Child Tax Credit stand-in)
- Optional traditional 401(k) as a percent or dollars per check
- All 50 states plus the District of Columbia
It does not file taxes, connect to payroll, or impersonate a .gov service. Read themethodology before you rely on a number.
Guides
How paycheck withholding works
Why the check is smaller than gross, and how annualizing pay becomes federal withholding.
W-4 basics without the folklore
Filing status, dependents, extra withholding — what still matters after the 2020 form redesign.
Hourly vs salary on a paycheck
How hours, overtime, and pay frequency change take-home even at the same annual rate.
FICA explained: Social Security and Medicare
The 6.2% / 1.45% split, the wage base, and Additional Medicare Tax.